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    Discover the facts about reverse mortgages with our exclusive video series—demystifying common misconceptions and empowering your retirement decisions.
    LEARN MORE

Increase your cash flow with a reverse mortgage loan

WHAT IS A REVERSE MORTGAGE?

Payout Options

Lump Sum

Works well for immediate needs, such as paying off debts or making home improvements.

Monthly Cash Flow Payments

For borrowers who prefer to receive payments each month for the life of the loan or for a fixed period of time.

Line of Credit

Can help borrowers grow their proceeds with its growth rate feature.

Combination

Reverse mortgage offers a great deal of options; a combination of any of the other options is available.

Interested to know the amount of money you could receive with a reverse mortgage?

Click on the button to open the form that will help us customize a quote for you.

Reverse Mortage Calculator
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Unlock Your Housing Wealth with The Retirement Home Loan Specialists

Welcome to The Retirement Home Loan Specialists of VIP Mortgage, where we specialize in helping homeowners unlock the full potential of their retirement wealth. Led by Rick R. Rodriguez, a nationally recognized Certified Reverse Mortgage Professional® with over twenty years of expertise in reverse mortgages, we bring unparalleled knowledge and insight to guide you through every step of the journey.

Whether you’re looking to supplement your income, eliminate monthly mortgage payments, or access the equity in your home, we have the knowledge and experience to tailor a solution that will meet your needs. With over two decades of dedicated service and a track record of success, we are proud to be your trusted partners in securing a brighter financial future.

Explore our range of innovative reverse mortgage solutions and discover why The Retirement Home Loan Specialists are the premier choice for savvy retirees. Your retirement’s full potential awaits – let’s unlock it together.

TESTIMONIALS

Learn how others have benefited from reverse mortgages.

Terry Pierce
a month ago
Having Rick Rodriguez take care of our reverse mortgage was the best choice ever made, he was so knowledgeable and guided me through the whole process ensuring I fully understood all the paperwork. The process went smoothly and quickly. I highly recommend Rick Rodriguez and VIP mortgage. Thank you for everything.
Tim Geiger
a month ago
We have taken a Reverse Mortgage on our home through VIP Mortgage with Rick Rodriguez. Rick guided us through the process very efficiently and comfortably. We were not familiar with the Reverse Mortgage and Rick explained all of the many details to us answering all our questions and dispelling any concerns we may have had. We highly recommend Rick for your Reverse Mortgage needs and recommend you call him if you have questions regarding Reverse Mortgages.
Allana Meyer
2 months ago
Rick Rodriguez has been a delight to work with during the whole reverse mortgage process. We were quite naïve to the latest and greatest in reverse mortgage features and Rick patiently worked through educating us, not just selling us. I think everyone that is “ house rich” needs to at least have a conversation with Rick and see what their options are.
Rick Cosgrove
3 months ago
I've had the pleasure of really getting to know Rick Rodriguez I've the last couple of years. His knowledge and expertise with regards to Reverse Mortgages and the guidelines/criteria is second to none. I have referred several clients his way and had the opportunity to watch him in action. He's extremely, responsive, attentive, and passionate about helping others. I wouldn't hesitate to continue referring my clients his way as the feedback has been 5 star. Thanks so much for all you do Mr. Rodriguez!!
steve moran
4 months ago
Rick Rodriguez and his team offered exceptional service, anticipating questions with extensive knowledge that not only made them great to work with, but created a trust that helped the (sometimes intimidating) process run smoothly. I couldn’t recommend Rick more highly—and I almost never write reviews.
Jay austin
4 months ago
I really appreciate doing Business with professionals and Meeting Rick for the first time, and with knowing very little about reverse mortgages it was such an amazing experience. He was so professional an explained reverse mortgages in a way my entire family could understand. He took the time to explain everything to my 75 year old Mother and ensure her that she was in total control of the process and her best interests will always be the priority. I would put 10 star rating for Rick and his entire Team if this app would allow it. Thanks Rick!!!
Rick Rodriguez is a really great guy to work with. He always makes himself available. I have contacted him on weekends and on his time off during the week, and he is always gracious enough to answer any questions that I might have or help in any other way. Kudos to VIP for having such a personable person.
Cynthia G
5 months ago
Rick Rodriguez was a pleasure to work with and was very helpful in educating us on the Reverse Mortgage process. We will definitely recommend Rick to others in the future.
george mallory
6 months ago
Hi my name is George Mallory and I recently called Rick Rodriguez at V.I.P. Mortgage to inquire about a reverse mortgage on my house.we had a meeting and he explained what a reverse mortgage was and how they work in very good detail.So after the meeting I was convinced that a Reverse mortgage would work for me.Rick and his team got the ball rolling and I must say I’ve never had a better and smother mortgage transaction,the process is very detailed and thorough.The time line was also quick for me five weeks,And when I closed the Mortgage transaction.It was one of the best days of my life. So in closing I would like to add what made my determination to get a Reverse Mortgage.(Who are you saving it for?And why when you can have the best of both worlds and never have a House Payment for the rest of your life and have Equity after your Death). I highly recommend V.I.P. Mortgage for your reverse mortgage needs. Five Stars here 😊
Daniel Evertsz
6 months ago
Rick is awesome, he held our hand through the entire process and made it happen. He is the number one reverse mortgage guy in Las Vegas.
Joanne De Vescovi
7 months ago
Thank you for your guidance and help. I appreciate everything you've done for me. Joanne
Pat Jensen
8 months ago
Meeting Rick for the first time, and with knowing very little about reverse mortgages it was such a comforting experience. He was so professional an explained reverse mortgages in a way anyone could understand. Every question that we asked, there was no hesitation what-so-ever. We knew right away that he was very knowledgeable & passionate about helping people understand the entire process.After I found my perfect home, he was there through ever aspect of the process. He made the entire process a wonderful experience. I would recommend Rick to anyone. I now have the peace of mind going into my retirement from the work force. NO stress financially now, and can
susan denton
9 months ago
Rick Rodriguez was a pleasure to work with. He was always available when I needed help with anything or any questions. The whole experience doing a reverse mortgage was easy and all my questions were answered to my satisfaction no matter how many times I might have asked the same one. When you’re doing something like this that could affect your financial safety you want to do it with someone you trust. I would definitely recommend Rick and his team at Fairway with a reverse mortgage, they know what they are doing.. experts in their field!!
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