Why Some Retirees Use a Reverse Mortgage to Buy a Home—Even When They Could Pay Cash
Why Some Retirees Use a Reverse Mortgage to Buy a Home—Even When They Could Pay Cash If you have enough money to pay cash for your next home in retirement, […]
The Medicaid 5-Year Lookback and Reverse Mortgages: What Homeowners Should Know
The Medicaid 5-Year Lookback and Reverse Mortgages: What Homeowners Should Know For many older Americans, their home is their largest asset. After decades of homeownership, they may have accumulated hundreds
How Much Do You Need to Retire? Why Your Home May Be Part of the Answer
How Much Do You Need to Retire? Why Your Home May Be Part of the Answer Retirement planning has never been more challenging. A recent analysis from Investopedia estimates that
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California Homeowner Accesses $290,000 Without Selling His Home
California home equity has become one of the largest sources of wealth for many homeowners throughout the state. As property values have increased over the years, countless Californians have accumulated
Tax-Sensitive Retirement Income Planning: Why the Source of Retirement Income Matters
Retirement income planning is about more than generating cash flow. It is also about understanding where that income comes from. For many retirees, income may be generated from multiple sources,
Aging in Place: How Housing Wealth and Technology Are Changing Long-Term Care Planning
For most retirees, the goal is simple: Stay independent. Stay comfortable. Stay at home for as long as possible. In fact, numerous studies have shown that most older adults prefer
Delaying Social Security and Portfolio Withdrawals: Could Housing Wealth Create More Retirement Income Flexibility?
Financial advisors spend significant time helping clients make important retirement income decisions. When should Social Security benefits begin? How much should be withdrawn from investment accounts? How can retirement
The Hidden Housing Wealth Problem Facing Retirees — And How a Reverse Mortgage Can Help
A recent Forbes article titled “The Great Wealth Transfer’s Hidden Housing Problem” highlighted an important issue many families are beginning to face across America. As trillions of dollars are expected
Retirement Cash Flow Planning: How Eliminating a Mortgage Payment May Improve Retirement Flexibility
For many retirees, retirement planning is not just about net worth. It is about monthly cash flow. A client may have substantial assets, significant home equity, and a well-structured investment
Sequence-of-Returns Risk: Why Financial Advisors Should Not Ignore Housing Wealth
One of the greatest risks in retirement planning is not simply market volatility. It is the timing of that volatility. Financial advisors understand this well. A retiree who experiences negative